Finance
I've been deliberating for some time over whether to raise my professional service fees. My practice is located in a small city where an automaker – the major industry in this town – laid off thousands of workers years ago. Tourism and other industries have suffered, and I suspect many shopkeepers and service providers have wrestled with their pricing decisions for fear of customer reprisal. It causes me to reflect on how I, and my colleagues, set pricing.
Taxes are inevitable. The amount of tax you pay is often your highest lifetime expense. With inadequate planning, Canada Revenue Agency can become the largest beneficiary of your hard-earned dollars.
Hoping to fund your retirement by winning the lottery is a ridiculous idea. Sure, someone has to win, but banking your future well-being on a cheap ticket, a handful of carefully chosen numbers and near-impossible odds isn't financial planning – it's wishful thinking. But if you're fond of daydreaming about winning the big jackpot, how much would you actually need to win to quit your job for good?
It’s tax season again. Recurring tax deadlines can be a serious source of stress for individuals and corporations alike.
In the wake of new health expenditure data from the Canadian Institute for Health Information (CIHI), the evidence continues to mount that Canadian public health expenditure growth is moderating. Moreover, adjusting for inflation and population growth, per capita provincial and territorial government health expenditures have actually declined since their peak in 2010. From a high of $3,915 (2012 dollars), real provincial and territorial government health spending per capita has declined by 3.9 per cent to reach an estimated $3,762.
There is nothing new about franchising. Today, seemingly every conceivable product or service is franchised.
July 14, 2014 – The Founders Group for the Massage Therapy Council for Accreditation (MTCFA), a multisector organization developing a national accreditation body for massage therapy education, has issued its latest update to all stakeholders reporting, among other things, a funding commitment of $210,000 from massage therapy regulators to bankroll its first year of operations.
In today’s digital world where many of us have a personal social media presence, we have become accustomed to simply clicking on the “I agree” to the terms of service button when signing up for our favorite social media sites.
It’s easy to buy and use body products without considering the source, but with all of the recent hype surrounding the benefits of natural products, perhaps it’s time to take a deeper look at their origins.
July 3, 2014 – A typical Canadian family with two parents and two children will pay up to $11,786 for public health care in 2014, finds a new study released today by the Fraser Institute, an independent, non-partisan Canadian public policy think-tank.
Expenditures on public health care in Canada appear to be slowing raising the possibility that the health care cost curve is finally being bent and the system transformed. Numbers from the Canadian Institute for Health Information show that real per capita public sector health spending peaked in 2010 at $2,687 (1997 constant dollars) and is forecast to reach $2,638 by the time the final numbers are tallied for 2013.
May 27, 2014 – Forty-nine local governments in British Columbia have received B.C. Healthy Community Capacity Building Fund grants ranging from $2,000 to $20,000 to assist with healthy community planning, projects and policy development.
May 2, 2014 — The Alberta government is spending $45 million on starting up nine family care clinics. Health Minister Fred Horne said Thursday that these will be part of small community networks where many health professionals team up to give patients several services.
There appears to be an insidious tension in the massage therapy profession over the legitimacy of spa massage therapy. In the Registered Massage Therapists’ Association of Ontario Earnings Survey, potential responses to a question about “direct patient care” included, own clinic, multidisciplinary clinic (not defined), working from home, outcalls to nursing homes or businesses, hospitals/other health care institutions, and fitness centres/sports clubs. Working in a spa was not specifically listed as a survey option.
Through my day-to-day interactions with massage therapists across Canada, I often meet practitioners who are winding down or in the process of closing their practice.
April 4, 2013 – The College of Massage Therapists of British Columbia (CMTBC) has released its annual report summarizing the College’s work in 2013, with particular focus on the college's adoption of new technologies in the past year and the profession's use of social media.
March 26, 2014 – The Canadian Interdisciplinary Network for Complementary and Alternative Medicine Research (IN-CAM) will be holding its eighth Research Symposium Nov. 6 to 8, 2014 in Calgary. This year's symposium, marking the organization's 10 anniversary, is titled, The Next Wave of Complementary and Integrative Medicine Research.
Minister of State for Seniors and Richmond, B.C., MP Alice Wong and Vancouver South MP Wai Young, on behalf of Finance Minister Jim Flaherty, have highlighted the Harper Government’s support for families through new health-related tax relief, in an event recently held at the Department of Finance in Burnaby, B.C.
Feb. 24, 2014 — In a Feb. 11 Financial Post online article, “Canada Budget 2014: 10 Things You Need to Know,” it was reported naturopathic and acupuncture services would become exempt from the harmonized sales tax (HST). "The 2014 budget exempted acupuncturists’ and naturopathic doctors’ services from HST and GST, adding them to list that already included physicians, dentists, nurses, midwives and optometrists. The government noted acupuncture and naturopathic services are now regulated in at least five provinces," the Financial Post article stated.
I've spent the better part of the last two years researching and studying structural integration, due in large part to its long-term impact on the physical patterns of the body – and I really value change, not just physically, but internally, environmentally.
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